{"id":2886,"date":"2026-11-04T16:06:18","date_gmt":"2026-11-04T15:06:18","guid":{"rendered":"https:\/\/www.agorastore.fr\/magazine-des-experts\/?p=2886"},"modified":"2026-11-04T16:07:17","modified_gmt":"2026-11-04T15:07:17","slug":"tco-le-cout-reel-de-detention-dune-voiture","status":"publish","type":"post","link":"https:\/\/www.agorastore.fr\/magazine-des-experts\/tco-le-cout-reel-de-detention-dune-voiture\/","title":{"rendered":"TCO, le co\u00fbt r\u00e9el de d\u00e9tention d&rsquo;une voiture de fonction d&rsquo;occasion"},"content":{"rendered":"\n<p><strong>Achat, entretien, carburant, assurance, revente : chaque poste p\u00e8se sur le budget d&rsquo;une flotte. D\u00e9composition poste par poste du co\u00fbt r\u00e9el de d\u00e9tention d&rsquo;une <a href=\"https:\/\/www.agorastore.fr\/fr\/ventes-occasions\/vehicules-et-transport\/vehicules-utilitaires\/R1OaHH1y2Mc35SLdOEUtM\">voiture d&rsquo;occasion<\/a>.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/www.agorastore.fr\/magazine-des-experts\/wp-content\/uploads\/2026\/11\/tco-total-cost-of-ownership-Depositphotos_320681652_S.jpg\" alt=\"\" class=\"wp-image-2888 size-full\" srcset=\"https:\/\/www.agorastore.fr\/magazine-des-experts\/wp-content\/uploads\/2026\/11\/tco-total-cost-of-ownership-Depositphotos_320681652_S.jpg 1000w, https:\/\/www.agorastore.fr\/magazine-des-experts\/wp-content\/uploads\/2026\/11\/tco-total-cost-of-ownership-Depositphotos_320681652_S-300x200.jpg 300w, https:\/\/www.agorastore.fr\/magazine-des-experts\/wp-content\/uploads\/2026\/11\/tco-total-cost-of-ownership-Depositphotos_320681652_S-768x512.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p class=\"has-black-color has-text-color has-link-color wp-elements-395f7549665d81d11302e4eec6bbf37e\">Le prix affich\u00e9 \u00e0 l&rsquo;achat ne repr\u00e9sente qu&rsquo;une partie du budget d&rsquo;une voiture de fonction. Le co\u00fbt total de d\u00e9tention additionne tous les frais sur la dur\u00e9e d&rsquo;usage. Voici comment le calculer poste par poste pour arbitrer vos achats.<\/p>\n<\/div><\/div>\n\n\n\n<p>Le co\u00fbt total de d\u00e9tention, ou TCO (Total Cost of Ownership), mesure la d\u00e9pense r\u00e9elle d&rsquo;un v\u00e9hicule sur toute sa dur\u00e9e d&rsquo;usage. Il additionne le prix d&rsquo;achat, l&rsquo;entretien, le carburant ou l&rsquo;\u00e9lectricit\u00e9, l&rsquo;assurance, les frais de remise en \u00e9tat et la perte de valeur \u00e0 la revente. Pour une voiture de fonction d&rsquo;occasion, ce calcul change souvent l&rsquo;ordre des priorit\u00e9s : un v\u00e9hicule plus cher \u00e0 l&rsquo;achat peut revenir moins cher sur trois ans.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"quest-ce-que-le-tco-dune-voiture-de-fonction\"><strong>Qu&rsquo;est-ce que le TCO d&rsquo;une voiture de fonction ?<\/strong><\/h2>\n\n\n\n<p>Le TCO d&rsquo;une voiture de fonction d\u00e9signe la somme de toutes les charges li\u00e9es \u00e0 sa d\u00e9tention, ramen\u00e9e \u00e0 une p\u00e9riode ou \u00e0 un kilom\u00e9trage. Il se calcule g\u00e9n\u00e9ralement sur la dur\u00e9e d&rsquo;utilisation pr\u00e9vue, souvent trois \u00e0 cinq ans.<\/p>\n\n\n\n<p>Le calcul repose sur deux familles de co\u00fbts :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Les co\u00fbts fixes<\/strong> : prix d&rsquo;achat, assurance, taxes, perte de valeur \u00e0 la revente.<\/li>\n\n\n\n<li><strong>Les co\u00fbts variables<\/strong> : carburant ou recharge, entretien, pneumatiques, r\u00e9parations.<\/li>\n<\/ul>\n\n\n\n<p>Pour obtenir un co\u00fbt par kilom\u00e8tre, vous divisez le TCO total par le kilom\u00e9trage parcouru sur la p\u00e9riode. Ce ratio permet de comparer des v\u00e9hicules de cat\u00e9gories diff\u00e9rentes sur une base commune.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"comment-calculer-le-cout-reel-dune-voiture-de-fonction-doccasion\"><strong>Comment calculer le co\u00fbt r\u00e9el d&rsquo;une voiture de fonction d&rsquo;occasion ?<\/strong><\/h2>\n\n\n\n<p>Le calcul du co\u00fbt r\u00e9el suit six postes. Chacun doit \u00eatre estim\u00e9 avant l&rsquo;achat, pas apr\u00e8s.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"1-le-prix-dachat-et-les-frais-dacquisition\"><strong>1. Le prix d&rsquo;achat et les frais d&rsquo;acquisition<\/strong><\/h3>\n\n\n\n<p>Le prix d&rsquo;adjudication sur une plateforme d&rsquo;ench\u00e8res constitue la base. \u00c0 ce montant s&rsquo;ajoutent les frais de vente et de dossier, g\u00e9n\u00e9ralement \u00e0 la charge de l&rsquo;acheteur. Pr\u00e9voyez aussi le co\u00fbt du transport si le v\u00e9hicule n&rsquo;est pas r\u00e9cup\u00e9r\u00e9 sur place.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"2-la-remise-en-etat-immediate\"><strong>2. La remise en \u00e9tat imm\u00e9diate<\/strong><\/h3>\n\n\n\n<p>Une voiture d&rsquo;occasion peut n\u00e9cessiter des r\u00e9parations d\u00e8s la prise en main : pneus, freins, r\u00e9vision, petites r\u00e9parations. Les fiches descriptives et les photos permettent d&rsquo;anticiper ce poste. Les v\u00e9hicules issus de flottes d&rsquo;entreprises ou de collectivit\u00e9s disposent souvent d&rsquo;un historique d&rsquo;entretien document\u00e9, ce qui r\u00e9duit l&rsquo;incertitude sur ce point.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"3-le-carburant-ou-lelectricite\"><strong>3. Le carburant ou l&rsquo;\u00e9lectricit\u00e9<\/strong><\/h3>\n\n\n\n<p>Estimez la consommation \u00e0 partir du kilom\u00e9trage annuel pr\u00e9vu et du prix du carburant. Pour une voiture \u00e9lectrique d&rsquo;occasion, remplacez ce poste par le co\u00fbt de recharge, nettement inf\u00e9rieur au litre de gazole sur un usage urbain r\u00e9gulier.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"4-lentretien-courant\"><strong>4. L&rsquo;entretien courant<\/strong><\/h3>\n\n\n\n<p>R\u00e9visions, vidanges, pi\u00e8ces d&rsquo;usure, pneumatiques : ce poste d\u00e9pend du mod\u00e8le et du kilom\u00e9trage. Un fourgon ou un utilitaire sollicit\u00e9 quotidiennement g\u00e9n\u00e8re des co\u00fbts d&rsquo;entretien plus \u00e9lev\u00e9s qu&rsquo;une berline au kilom\u00e9trage mod\u00e9r\u00e9.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"5-lassurance-et-les-taxes\"><strong>5. L&rsquo;assurance et les taxes<\/strong><\/h3>\n\n\n\n<p>Le co\u00fbt d&rsquo;assurance varie selon le profil du conducteur, la zone de circulation et la valeur du v\u00e9hicule. Les v\u00e9hicules d&rsquo;occasion, moins chers \u00e0 remplacer, affichent souvent une prime plus basse qu&rsquo;un mod\u00e8le neuf \u00e9quivalent.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"6-la-valeur-de-revente\"><strong>6. La valeur de revente<\/strong><\/h3>\n\n\n\n<p>La perte de valeur repr\u00e9sente souvent le premier poste de co\u00fbt sur un v\u00e9hicule neuf. Sur un v\u00e9hicule d&rsquo;occasion, la d\u00e9cote initiale a d\u00e9j\u00e0 \u00e9t\u00e9 absorb\u00e9e par le premier propri\u00e9taire. Un v\u00e9hicule achet\u00e9 en dessous de sa cote conserve donc une valeur de revente plus stable.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"pourquoi-loccasion-reduit-elle-le-cout-total-de-detention\"><strong>Pourquoi l&rsquo;occasion r\u00e9duit-elle le co\u00fbt total de d\u00e9tention ?<\/strong><\/h3>\n\n\n\n<p>L&rsquo;occasion r\u00e9duit le TCO parce qu&rsquo;elle supprime la d\u00e9cote la plus forte, celle des premi\u00e8res ann\u00e9es. Une voiture neuve perd une part importante de sa valeur d\u00e8s sa mise en circulation. Un v\u00e9hicule de fonction d&rsquo;occasion, achet\u00e9 apr\u00e8s cette p\u00e9riode, part d&rsquo;une valeur d\u00e9j\u00e0 corrig\u00e9e.<\/p>\n\n\n\n<p>Deux facteurs renforcent cet avantage pour les achats destin\u00e9s \u00e0 un usage professionnel :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>L&rsquo;historique d&rsquo;entretien<\/strong> : les v\u00e9hicules issus de flottes publiques ou de grandes entreprises fran\u00e7aises ont suivi des plans d&rsquo;entretien r\u00e9guliers. Cet historique document\u00e9 limite le risque de r\u00e9parations impr\u00e9vues.<\/li>\n\n\n\n<li><strong>Le prix d&rsquo;achat sous la cote<\/strong> : la vente aux ench\u00e8res, sans marge commerciale classique, permet une mise \u00e0 prix souvent basse. Le co\u00fbt d&rsquo;entr\u00e9e r\u00e9duit m\u00e9caniquement le TCO.<\/li>\n<\/ul>\n\n\n\n<p>Reste un point \u00e0 anticiper : les frais de remise en \u00e9tat. Mal estim\u00e9s, ils peuvent effacer une partie de l&rsquo;\u00e9conomie r\u00e9alis\u00e9e \u00e0 l&rsquo;achat. C&rsquo;est la principale cause d&rsquo;\u00e9cart entre le co\u00fbt attendu et le co\u00fbt r\u00e9el.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"exemple-de-comparaison-tco-sur-trois-ans\"><strong>Exemple de comparaison TCO sur trois ans<\/strong><\/h3>\n\n\n\n<p>Le tableau ci-dessous compare deux approches pour un m\u00eame besoin, sur une base de 15 000 kilom\u00e8tres par an pendant trois ans. Les montants sont indicatifs et d\u00e9pendent du mod\u00e8le, du march\u00e9 et de l&rsquo;usage.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>Poste<\/td><td>V\u00e9hicule neuf<\/td><td>Occasion de flotte<\/td><\/tr><tr><td>Prix d&rsquo;achat<\/td><td>\u00c9lev\u00e9<\/td><td>R\u00e9duit (sous la cote)<\/td><\/tr><tr><td>D\u00e9cote sur 3 ans<\/td><td>Forte<\/td><td>Mod\u00e9r\u00e9e<\/td><\/tr><tr><td>Remise en \u00e9tat initiale<\/td><td>Nulle<\/td><td>\u00c0 pr\u00e9voir<\/td><\/tr><tr><td>Entretien<\/td><td>Couvert par garantie<\/td><td>\u00c0 la charge de l&rsquo;acheteur<\/td><\/tr><tr><td>Co\u00fbt total sur 3 ans<\/td><td>Plus \u00e9lev\u00e9<\/td><td>G\u00e9n\u00e9ralement inf\u00e9rieur<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>La lecture par le seul prix d&rsquo;achat avantage le v\u00e9hicule neuf sur certains crit\u00e8res de confort. La lecture par le TCO inverse souvent le r\u00e9sultat financier, surtout quand l&rsquo;historique d&rsquo;entretien de l&rsquo;occasion est fiable.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"comment-anticiper-les-frais-avant-dencherir\"><strong>Comment anticiper les frais avant d&rsquo;ench\u00e9rir ?<\/strong><\/h3>\n\n\n\n<p>Anticiper les frais suppose de rassembler trois informations avant toute ench\u00e8re.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Le montant total des frais annexes<\/strong> : frais de vente, frais de dossier et transport. Ils figurent sur la fiche du v\u00e9hicule.<\/li>\n\n\n\n<li><strong>L&rsquo;\u00e9tat r\u00e9el du bien<\/strong> : photos des d\u00e9fauts, historique d&rsquo;entretien, kilom\u00e9trage. Ces \u00e9l\u00e9ments permettent d&rsquo;estimer la remise en \u00e9tat.<\/li>\n\n\n\n<li><strong>Le kilom\u00e9trage annuel pr\u00e9vu<\/strong> : il conditionne le poids des co\u00fbts variables dans votre calcul.<\/li>\n<\/ol>\n\n\n\n<p>Une limite \u00e0 conna\u00eetre : l&rsquo;essai du v\u00e9hicule avant l&rsquo;ench\u00e8re n&rsquo;est g\u00e9n\u00e9ralement pas possible sur ce type de plateforme. La fiabilit\u00e9 du calcul repose donc sur la qualit\u00e9 des informations fournies. Les fiches d\u00e9taill\u00e9es et la transparence sur l&rsquo;origine des v\u00e9hicules r\u00e9duisent cette incertitude, sans la supprimer totalement.<\/p>\n\n\n\n<p>Posez-vous une question simple avant de valider votre ench\u00e8re : quel sera le co\u00fbt au kilom\u00e8tre une fois tous les postes additionn\u00e9s ? C&rsquo;est ce chiffre, et non le prix d&rsquo;achat, qui d\u00e9termine la rentabilit\u00e9 de votre voiture de fonction d&rsquo;occasion.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"prets-a-encherir\">Pr\u00eats \u00e0 ench\u00e9rir ?<\/h2>\n\n\n\n<p>Avec ces conseils en poche, vous \u00eates pr\u00eat \u00e0 plonger dans le monde excitant de la vente aux ench\u00e8res en ligne.&nbsp;<a href=\"https:\/\/www.agorastore.fr\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"text-decoration: underline;\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#2b4d93\" class=\"has-inline-color\">Visitez Agorastore<\/mark><\/strong><\/span><\/a>&nbsp;aujourd&rsquo;hui m\u00eame pour d\u00e9couvrir des opportunit\u00e9s uniques qui n&rsquo;attendent que vous.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.agorastore.fr\/\">Voir les ventes en cours<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div style=\"height:21px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"wp-block-image is-style-rounded\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"816\" height=\"922\" src=\"https:\/\/www.agorastore.fr\/magazine-des-experts\/wp-content\/uploads\/2026\/08\/Charline.jpg\" alt=\"\" class=\"wp-image-2434\" style=\"width:164px;height:auto\" srcset=\"https:\/\/www.agorastore.fr\/magazine-des-experts\/wp-content\/uploads\/2026\/08\/Charline.jpg 816w, https:\/\/www.agorastore.fr\/magazine-des-experts\/wp-content\/uploads\/2026\/08\/Charline-266x300.jpg 266w, https:\/\/www.agorastore.fr\/magazine-des-experts\/wp-content\/uploads\/2026\/08\/Charline-768x868.jpg 768w\" sizes=\"auto, (max-width: 816px) 100vw, 816px\" \/><\/figure><\/div>\n\n\n<p class=\"has-text-align-center has-black-color has-text-color has-link-color wp-elements-1b25d8f1d3927b6ff8e1b337b190d530\"><strong><a href=\"https:\/\/www.agorastore.fr\/magazine-des-experts\/charline-noblet\/\">Charline Noblet<\/a><\/strong><br>Communication Manager<br>Agorastore<\/p>\n\n\n\n<div style=\"height:16px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div><\/div>\n\n\n\n<hr class=\"wp-block-separator aligncenter has-alpha-channel-opacity is-style-default\"\/>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-551eba5b14e3e2a3fbfdb7d41899af0e\" style=\"color:#2b4d93\" id=\"ces-articles-peuvent-vous-interesser\"><strong>Ces articles peuvent vous int\u00e9resser<\/strong><\/h2>\n\n\n<ul style=\"color:#2b4d93;\" class=\"wp-block-latest-posts__list has-link-color wp-elements-0d78f4cf2132a044fcd353b28fe8e256 wp-block-latest-posts has-text-color has-medium-font-size\"><li><div class=\"wp-block-latest-posts__featured-image aligncenter\"><a href=\"https:\/\/www.agorastore.fr\/magazine-des-experts\/vente-aux-encheres-cg3p\/\" aria-label=\"Vente aux ench\u00e8res d&rsquo;\u00e9quipements publics : un mod\u00e8le con\u00e7u pour s&rsquo;inscrire dans le cadre du CG3P\"><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/www.agorastore.fr\/magazine-des-experts\/wp-content\/uploads\/2026\/11\/brown-wooden-judges-gavel-gray-Depositphotos_451319522_S-150x150.jpg\" class=\"thumbnail-cover attachment-thumbnail size-thumbnail wp-post-image\" alt=\"\" style=\"max-width:150px;max-height:150px;\" \/><\/a><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.agorastore.fr\/magazine-des-experts\/vente-aux-encheres-cg3p\/\">Vente aux ench\u00e8res d&rsquo;\u00e9quipements publics : un mod\u00e8le con\u00e7u pour s&rsquo;inscrire dans le cadre du CG3P<\/a><\/li>\n<li><div class=\"wp-block-latest-posts__featured-image aligncenter\"><a href=\"https:\/\/www.agorastore.fr\/magazine-des-experts\/gestion-dynamique-parc-de-vehicules-publics\/\" aria-label=\"De l&rsquo;inventaire technique \u00e0 la gestion dynamique de votre parc de v\u00e9hicules publics\"><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/www.agorastore.fr\/magazine-des-experts\/wp-content\/uploads\/2026\/11\/cars-on-the-outside-in-Depositphotos_142104364_S-150x150.jpg\" class=\"thumbnail-cover attachment-thumbnail size-thumbnail wp-post-image\" alt=\"\" style=\"max-width:150px;max-height:150px;\" \/><\/a><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.agorastore.fr\/magazine-des-experts\/gestion-dynamique-parc-de-vehicules-publics\/\">De l&rsquo;inventaire technique \u00e0 la gestion dynamique de votre parc de v\u00e9hicules publics<\/a><\/li>\n<li><div class=\"wp-block-latest-posts__featured-image aligncenter\"><a href=\"https:\/\/www.agorastore.fr\/magazine-des-experts\/encheres-en-ligne-mise-a-prix-basse\/\" aria-label=\"Ench\u00e8res en ligne, pourquoi une mise \u00e0 prix basse rapporte souvent plus \u00e0 la vente ?\"><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/www.agorastore.fr\/magazine-des-experts\/wp-content\/uploads\/2026\/11\/justice-law-concept-male-judge-Depositphotos_747778442_S-150x150.jpg\" class=\"thumbnail-cover attachment-thumbnail size-thumbnail wp-post-image\" alt=\"\" style=\"max-width:150px;max-height:150px;\" \/><\/a><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.agorastore.fr\/magazine-des-experts\/encheres-en-ligne-mise-a-prix-basse\/\">Ench\u00e8res en ligne, pourquoi une mise \u00e0 prix basse rapporte souvent plus \u00e0 la vente ?<\/a><\/li>\n<\/ul><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Achat, entretien, carburant, assurance, revente : chaque poste p\u00e8se sur le budget d&rsquo;une flotte. D\u00e9composition poste par poste du co\u00fbt r\u00e9el de d\u00e9tention d&rsquo;une voiture d&rsquo;occasion. Le prix affich\u00e9 \u00e0 l&rsquo;achat ne repr\u00e9sente qu&rsquo;une partie du budget d&rsquo;une voiture de fonction. Le co\u00fbt total de d\u00e9tention additionne tous les frais sur la dur\u00e9e d&rsquo;usage. Voici [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":2888,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,23,65],"tags":[],"class_list":["post-2886","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-acquereurs","category-acheter-articles","category-acheter-articles-en"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>TCO, le co\u00fbt r\u00e9el de d\u00e9tention d&#039;une voiture de fonction d&#039;occasion - Blog Agorastore<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.agorastore.fr\/magazine-des-experts\/tco-le-cout-reel-de-detention-dune-voiture\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"TCO, le co\u00fbt r\u00e9el de d\u00e9tention d&#039;une voiture de fonction d&#039;occasion - Blog Agorastore\" \/>\n<meta property=\"og:description\" content=\"Achat, entretien, carburant, assurance, revente : chaque poste p\u00e8se sur le budget d&rsquo;une flotte. D\u00e9composition poste par poste du co\u00fbt r\u00e9el de d\u00e9tention d&rsquo;une voiture d&rsquo;occasion. Le prix affich\u00e9 \u00e0 l&rsquo;achat ne repr\u00e9sente qu&rsquo;une partie du budget d&rsquo;une voiture de fonction. Le co\u00fbt total de d\u00e9tention additionne tous les frais sur la dur\u00e9e d&rsquo;usage. Voici [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.agorastore.fr\/magazine-des-experts\/tco-le-cout-reel-de-detention-dune-voiture\/\" \/>\n<meta property=\"og:site_name\" content=\"Blog Agorastore\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/AgoraStore\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-11-04T15:06:18+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-11-04T15:07:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.agorastore.fr\/magazine-des-experts\/wp-content\/uploads\/2025\/08\/Depositphotos_312068968_S.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"667\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Charline Noblet\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Charline Noblet\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.agorastore.fr\\\/magazine-des-experts\\\/tco-le-cout-reel-de-detention-dune-voiture\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.agorastore.fr\\\/magazine-des-experts\\\/tco-le-cout-reel-de-detention-dune-voiture\\\/\"},\"author\":{\"name\":\"Charline Noblet\",\"@id\":\"https:\\\/\\\/www.agorastore.fr\\\/magazine-des-experts\\\/#\\\/schema\\\/person\\\/83eb0a6d9a69c85bcdd56b1e2113c330\"},\"headline\":\"TCO, le co\u00fbt r\u00e9el de d\u00e9tention d&rsquo;une voiture de fonction d&rsquo;occasion\",\"datePublished\":\"2026-11-04T15:06:18+00:00\",\"dateModified\":\"2026-11-04T15:07:17+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.agorastore.fr\\\/magazine-des-experts\\\/tco-le-cout-reel-de-detention-dune-voiture\\\/\"},\"wordCount\":1263,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.agorastore.fr\\\/magazine-des-experts\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.agorastore.fr\\\/magazine-des-experts\\\/tco-le-cout-reel-de-detention-dune-voiture\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.agorastore.fr\\\/magazine-des-experts\\\/wp-content\\\/uploads\\\/2026\\\/11\\\/tco-total-cost-of-ownership-Depositphotos_320681652_S.jpg\",\"articleSection\":[\"Acqu\u00e9reurs\",\"Articles\",\"Articles\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.agorastore.fr\\\/magazine-des-experts\\\/tco-le-cout-reel-de-detention-dune-voiture\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.agorastore.fr\\\/magazine-des-experts\\\/tco-le-cout-reel-de-detention-dune-voiture\\\/\",\"url\":\"https:\\\/\\\/www.agorastore.fr\\\/magazine-des-experts\\\/tco-le-cout-reel-de-detention-dune-voiture\\\/\",\"name\":\"TCO, le co\u00fbt r\u00e9el de d\u00e9tention d'une voiture de fonction d'occasion - Blog Agorastore\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.agorastore.fr\\\/magazine-des-experts\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.agorastore.fr\\\/magazine-des-experts\\\/tco-le-cout-reel-de-detention-dune-voiture\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.agorastore.fr\\\/magazine-des-experts\\\/tco-le-cout-reel-de-detention-dune-voiture\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.agorastore.fr\\\/magazine-des-experts\\\/wp-content\\\/uploads\\\/2026\\\/11\\\/tco-total-cost-of-ownership-Depositphotos_320681652_S.jpg\",\"datePublished\":\"2026-11-04T15:06:18+00:00\",\"dateModified\":\"2026-11-04T15:07:17+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.agorastore.fr\\\/magazine-des-experts\\\/tco-le-cout-reel-de-detention-dune-voiture\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.agorastore.fr\\\/magazine-des-experts\\\/tco-le-cout-reel-de-detention-dune-voiture\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.agorastore.fr\\\/magazine-des-experts\\\/tco-le-cout-reel-de-detention-dune-voiture\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.agorastore.fr\\\/magazine-des-experts\\\/wp-content\\\/uploads\\\/2026\\\/11\\\/tco-total-cost-of-ownership-Depositphotos_320681652_S.jpg\",\"contentUrl\":\"https:\\\/\\\/www.agorastore.fr\\\/magazine-des-experts\\\/wp-content\\\/uploads\\\/2026\\\/11\\\/tco-total-cost-of-ownership-Depositphotos_320681652_S.jpg\",\"width\":1000,\"height\":667},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.agorastore.fr\\\/magazine-des-experts\\\/tco-le-cout-reel-de-detention-dune-voiture\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/www.agorastore.fr\\\/magazine-des-experts\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"TCO, le co\u00fbt r\u00e9el de d\u00e9tention d&rsquo;une voiture de fonction d&rsquo;occasion\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.agorastore.fr\\\/magazine-des-experts\\\/#website\",\"url\":\"https:\\\/\\\/www.agorastore.fr\\\/magazine-des-experts\\\/\",\"name\":\"Blog Agorastore\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.agorastore.fr\\\/magazine-des-experts\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.agorastore.fr\\\/magazine-des-experts\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.agorastore.fr\\\/magazine-des-experts\\\/#organization\",\"name\":\"Agorastore\",\"url\":\"https:\\\/\\\/www.agorastore.fr\\\/magazine-des-experts\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.agorastore.fr\\\/magazine-des-experts\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.agorastore.fr\\\/magazine-des-experts\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/logo-agorastore-carre.png\",\"contentUrl\":\"https:\\\/\\\/www.agorastore.fr\\\/magazine-des-experts\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/logo-agorastore-carre.png\",\"width\":500,\"height\":500,\"caption\":\"Agorastore\"},\"image\":{\"@id\":\"https:\\\/\\\/www.agorastore.fr\\\/magazine-des-experts\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/AgoraStore\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/5011294\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.agorastore.fr\\\/magazine-des-experts\\\/#\\\/schema\\\/person\\\/83eb0a6d9a69c85bcdd56b1e2113c330\",\"name\":\"Charline Noblet\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/8b8da9d06ed4c7bdb3b3ef9a47a5159a838583ea5e80fdae31ef2c4a941873dd?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/8b8da9d06ed4c7bdb3b3ef9a47a5159a838583ea5e80fdae31ef2c4a941873dd?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/8b8da9d06ed4c7bdb3b3ef9a47a5159a838583ea5e80fdae31ef2c4a941873dd?s=96&d=mm&r=g\",\"caption\":\"Charline Noblet\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"TCO, le co\u00fbt r\u00e9el de d\u00e9tention d'une voiture de fonction d'occasion - Blog Agorastore","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.agorastore.fr\/magazine-des-experts\/tco-le-cout-reel-de-detention-dune-voiture\/","og_locale":"fr_FR","og_type":"article","og_title":"TCO, le co\u00fbt r\u00e9el de d\u00e9tention d'une voiture de fonction d'occasion - Blog Agorastore","og_description":"Achat, entretien, carburant, assurance, revente : chaque poste p\u00e8se sur le budget d&rsquo;une flotte. D\u00e9composition poste par poste du co\u00fbt r\u00e9el de d\u00e9tention d&rsquo;une voiture d&rsquo;occasion. Le prix affich\u00e9 \u00e0 l&rsquo;achat ne repr\u00e9sente qu&rsquo;une partie du budget d&rsquo;une voiture de fonction. Le co\u00fbt total de d\u00e9tention additionne tous les frais sur la dur\u00e9e d&rsquo;usage. Voici [&hellip;]","og_url":"https:\/\/www.agorastore.fr\/magazine-des-experts\/tco-le-cout-reel-de-detention-dune-voiture\/","og_site_name":"Blog Agorastore","article_publisher":"https:\/\/www.facebook.com\/AgoraStore\/","article_published_time":"2026-11-04T15:06:18+00:00","article_modified_time":"2026-11-04T15:07:17+00:00","og_image":[{"width":1000,"height":667,"url":"https:\/\/www.agorastore.fr\/magazine-des-experts\/wp-content\/uploads\/2025\/08\/Depositphotos_312068968_S.jpg","type":"image\/jpeg"}],"author":"Charline Noblet","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"Charline Noblet","Dur\u00e9e de lecture estim\u00e9e":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.agorastore.fr\/magazine-des-experts\/tco-le-cout-reel-de-detention-dune-voiture\/#article","isPartOf":{"@id":"https:\/\/www.agorastore.fr\/magazine-des-experts\/tco-le-cout-reel-de-detention-dune-voiture\/"},"author":{"name":"Charline Noblet","@id":"https:\/\/www.agorastore.fr\/magazine-des-experts\/#\/schema\/person\/83eb0a6d9a69c85bcdd56b1e2113c330"},"headline":"TCO, le co\u00fbt r\u00e9el de d\u00e9tention d&rsquo;une voiture de fonction d&rsquo;occasion","datePublished":"2026-11-04T15:06:18+00:00","dateModified":"2026-11-04T15:07:17+00:00","mainEntityOfPage":{"@id":"https:\/\/www.agorastore.fr\/magazine-des-experts\/tco-le-cout-reel-de-detention-dune-voiture\/"},"wordCount":1263,"commentCount":0,"publisher":{"@id":"https:\/\/www.agorastore.fr\/magazine-des-experts\/#organization"},"image":{"@id":"https:\/\/www.agorastore.fr\/magazine-des-experts\/tco-le-cout-reel-de-detention-dune-voiture\/#primaryimage"},"thumbnailUrl":"https:\/\/www.agorastore.fr\/magazine-des-experts\/wp-content\/uploads\/2026\/11\/tco-total-cost-of-ownership-Depositphotos_320681652_S.jpg","articleSection":["Acqu\u00e9reurs","Articles","Articles"],"inLanguage":"fr-FR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.agorastore.fr\/magazine-des-experts\/tco-le-cout-reel-de-detention-dune-voiture\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.agorastore.fr\/magazine-des-experts\/tco-le-cout-reel-de-detention-dune-voiture\/","url":"https:\/\/www.agorastore.fr\/magazine-des-experts\/tco-le-cout-reel-de-detention-dune-voiture\/","name":"TCO, le co\u00fbt r\u00e9el de d\u00e9tention d'une voiture de fonction d'occasion - Blog Agorastore","isPartOf":{"@id":"https:\/\/www.agorastore.fr\/magazine-des-experts\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.agorastore.fr\/magazine-des-experts\/tco-le-cout-reel-de-detention-dune-voiture\/#primaryimage"},"image":{"@id":"https:\/\/www.agorastore.fr\/magazine-des-experts\/tco-le-cout-reel-de-detention-dune-voiture\/#primaryimage"},"thumbnailUrl":"https:\/\/www.agorastore.fr\/magazine-des-experts\/wp-content\/uploads\/2026\/11\/tco-total-cost-of-ownership-Depositphotos_320681652_S.jpg","datePublished":"2026-11-04T15:06:18+00:00","dateModified":"2026-11-04T15:07:17+00:00","breadcrumb":{"@id":"https:\/\/www.agorastore.fr\/magazine-des-experts\/tco-le-cout-reel-de-detention-dune-voiture\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.agorastore.fr\/magazine-des-experts\/tco-le-cout-reel-de-detention-dune-voiture\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.agorastore.fr\/magazine-des-experts\/tco-le-cout-reel-de-detention-dune-voiture\/#primaryimage","url":"https:\/\/www.agorastore.fr\/magazine-des-experts\/wp-content\/uploads\/2026\/11\/tco-total-cost-of-ownership-Depositphotos_320681652_S.jpg","contentUrl":"https:\/\/www.agorastore.fr\/magazine-des-experts\/wp-content\/uploads\/2026\/11\/tco-total-cost-of-ownership-Depositphotos_320681652_S.jpg","width":1000,"height":667},{"@type":"BreadcrumbList","@id":"https:\/\/www.agorastore.fr\/magazine-des-experts\/tco-le-cout-reel-de-detention-dune-voiture\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/www.agorastore.fr\/magazine-des-experts\/"},{"@type":"ListItem","position":2,"name":"TCO, le co\u00fbt r\u00e9el de d\u00e9tention d&rsquo;une voiture de fonction d&rsquo;occasion"}]},{"@type":"WebSite","@id":"https:\/\/www.agorastore.fr\/magazine-des-experts\/#website","url":"https:\/\/www.agorastore.fr\/magazine-des-experts\/","name":"Blog Agorastore","description":"","publisher":{"@id":"https:\/\/www.agorastore.fr\/magazine-des-experts\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.agorastore.fr\/magazine-des-experts\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/www.agorastore.fr\/magazine-des-experts\/#organization","name":"Agorastore","url":"https:\/\/www.agorastore.fr\/magazine-des-experts\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.agorastore.fr\/magazine-des-experts\/#\/schema\/logo\/image\/","url":"https:\/\/www.agorastore.fr\/magazine-des-experts\/wp-content\/uploads\/2026\/08\/logo-agorastore-carre.png","contentUrl":"https:\/\/www.agorastore.fr\/magazine-des-experts\/wp-content\/uploads\/2026\/08\/logo-agorastore-carre.png","width":500,"height":500,"caption":"Agorastore"},"image":{"@id":"https:\/\/www.agorastore.fr\/magazine-des-experts\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/AgoraStore\/","https:\/\/www.linkedin.com\/company\/5011294"]},{"@type":"Person","@id":"https:\/\/www.agorastore.fr\/magazine-des-experts\/#\/schema\/person\/83eb0a6d9a69c85bcdd56b1e2113c330","name":"Charline Noblet","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/secure.gravatar.com\/avatar\/8b8da9d06ed4c7bdb3b3ef9a47a5159a838583ea5e80fdae31ef2c4a941873dd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/8b8da9d06ed4c7bdb3b3ef9a47a5159a838583ea5e80fdae31ef2c4a941873dd?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/8b8da9d06ed4c7bdb3b3ef9a47a5159a838583ea5e80fdae31ef2c4a941873dd?s=96&d=mm&r=g","caption":"Charline Noblet"}}]}},"_links":{"self":[{"href":"https:\/\/www.agorastore.fr\/magazine-des-experts\/wp-json\/wp\/v2\/posts\/2886","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.agorastore.fr\/magazine-des-experts\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.agorastore.fr\/magazine-des-experts\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.agorastore.fr\/magazine-des-experts\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.agorastore.fr\/magazine-des-experts\/wp-json\/wp\/v2\/comments?post=2886"}],"version-history":[{"count":2,"href":"https:\/\/www.agorastore.fr\/magazine-des-experts\/wp-json\/wp\/v2\/posts\/2886\/revisions"}],"predecessor-version":[{"id":2889,"href":"https:\/\/www.agorastore.fr\/magazine-des-experts\/wp-json\/wp\/v2\/posts\/2886\/revisions\/2889"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.agorastore.fr\/magazine-des-experts\/wp-json\/wp\/v2\/media\/2888"}],"wp:attachment":[{"href":"https:\/\/www.agorastore.fr\/magazine-des-experts\/wp-json\/wp\/v2\/media?parent=2886"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.agorastore.fr\/magazine-des-experts\/wp-json\/wp\/v2\/categories?post=2886"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.agorastore.fr\/magazine-des-experts\/wp-json\/wp\/v2\/tags?post=2886"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}